Starts

Yesterday I started my greenhouse class. We are learning how to grow flowers and vegetables from seeds. Listening to the lecture I can tell there is an art to this. I know why most of my starts end up dying. After the lecture we went into the greenhouse, which is huge and got started. We got our soil (dirt) and started planting seeds. I mainly planted yellow onion. They're pretty hardy and I'm hoping that I won't kill them off very easily.
Today I turned in our papers to refinance our house. We got a 15yr. mortgage at 3.5%....with no money down or costs. I'm still just so shocked that we got it fixed at such a low percent.